Whether your have a small home-based business or a mid-sized manufacturing firm, our agency has markets to protect your business from insurable losses to your property, liability, auto and business interruption expenses. We represent some of Wisconsin’s finest commercial carriers for most all kinds of businesses, whether yours is retail, wholesale, service, light manufacturing, tavern, restaurant, or contractor. We also have specialty programs for certain industry groups including agri-business, church and municipal.
Commercial auto insurance policies can cover more than the liability and physical damage of specific vehicles used by businesses. Enhanced policies can cover losses involving hired autos, non-owned autos, transportation expenses, loss of use, specialized equipment attached to a business auto, communication equipment and other extensions of coverage. Perhaps your business auto policy needs to be expanded!
Our state requires most employer’s needs workers compensation, but some carriers do it better than others. We can explain what workers compensation can do for your business and direct you to loss control services to keep your employment costs under control.
Umbrella liability insurance provides excess legal liability coverage over other lines of business insurance for catastrophic coverage. Some umbrellas also expand protection beyond the basic bodily injury and property damage liability coverage. Many businesses need high limits of protection to survive in a litigious climate. Does your business have a commercial umbrella policy?