Personal
Auto

Most of us own a personal auto and understand that it needs to be protected from being damaged but there are other factors to consider; like the cost of protecting our legal responsibility for injury or damage to property.

What about injury to ourselves or passengers from somebody that isn’t adequately insured? Car insurance can be complicated. You need the advice of a professional independent agent to sort through the available coverage.

 

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Home

Whether we own or rent the place we live, it is a good idea to have homeowner’s insurance. A homeowner’s policy covers not only our personal possessions and structures that we own; it protects our liability for injuries to the public involving the ownership and use of our property. In addition, homeowner’s coverage can be customized for our collectibles, toys and the special things we own that are unique to us.

 

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Health

Medical insurance can be expensive, but also it the cost of not having protection. There is no single plan that fits everyone’s needs and there are a lot of plans to choose from. Whether your need is for individual or group coverage, we likely have a plan for you.

 

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Life

Someone once said that you don’t buy life insurance for yourself; you buy it for those you love. Our agency focuses on individual and family needs life insurance. Whether your need is short-term or permanent, we have a life insurance product for you.

 

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The Norgaard Agency team serving the Black River Falls area